Daniel Schreiber, Author at Insurance Thought Leadership




Daniel Schreiber

Daniel Schreiber

Daniel Schreiber is CEO and co-founder at Lemonade, a licensed insurance carrier offering homeowners and renters insurance powered by artificial intelligence and behavioral economics. By replacing brokers and bureaucracy with bots and machine learning, Lemonade promises zero paperwork and instant everything. And as a Certified B-Corp, where underwriting profits go to nonprofits, Lemonade is remaking insurance as a social good, rather than a necessary evil.

Prior to Lemonade, Schreiber was president and board member at Powermat for four years. He co-led Powermat with its founder and CEO to oversee business development, legal marketing, product management, public relations and standards and strategy.

Recent Articles by Daniel Schreiber

How AI Can Vanquish Bias

Insurance is the business of assessing risks and pricing policies to match. As no two people are entirely alike, that means treating different people differently. But how to segment people without discriminating unfairly? Thankfully, no insurer will ever use membership in a “protected class” (race, gender, religion…) as a pricing factor. It’s illegal, unethical and […]

Lemonade: Chronicle for 2017

In late 2016, we were as nervous as could be. We were about to launch a challenge to a $3 trillion industry, and it was anyone’s guess how we’d be received. Within hours, feedback from users and influencers allayed our worst fears. But as the hours turned to days, and days to weeks, questions remained. […]

Why AI Will Eat Insurance

When food delivery services talk breathlessly about machine learning, feel free to roll your eyes: it’s baked salmon they’re dropping off, not Bayesian statistics. Insurance is another kettle of fish altogether. Sultans of stats The birth of statistics is usually dated to 1662, when John Graunt calculated the probabilities of Londoners surviving to a given […]

The World Is Flat; Insurance Is Round

Why Lemonade is Going Global It’s a curious thing: Most insurance companies stop at the water’s edge. Europe’s largest insurance companies operate in dozens of countries, but most don’t offer insurance to consumers in the U.S. Same is true for those operating out of Asia Pacific and Africa. And it cuts both ways: American consumers […]

Lemonade’s Latest Chronicle

It’s been a hectic four months since our last Transparency Chronicle, during which we launched major products and geographies and took a stand on gun violence. With Thanksgiving just ‘round the corner, I want to reflect on how these milestones have been received, and share five things that we, Team Lemonade, are thankful for. 1. The Exponential […]

Lemonade’s Crazy Market Share

It’s the craziest thing: In the State of New York, Lemonade appears to have overtaken Allstate, GEICO, Liberty Mutual, State Farm and the others in what is probably the single most critical market share metric of all. But I’m getting ahead of myself. Our story starts a few months back, when a few digits in […]

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