Stephen Elliott is the #1 Long Term Care agent in the nation. He has more clients and more in-force premium than any other agent in the country.
Steve says: “I’ve specialized exclusively in ltci for 14 years. I work with all the major carriers so I help my clients “shop” the market to find the best plan at the best rate. The industry is moving toward the “Partnership” model where states partner with carriers to provide incentives for ltci purchase and I have more Partnership policies in force than any other agent.”
Steve is also a national speaker on ltci. He speaks at almost every national convention that’s held. Steve appeared on the cover of Senior Market Advisor Magazine when he was awarded Senior Market Advisor of the Year Finalist in 2006.
“I’ve been the primary design architect of several policies by industry carriers. I’ve been a top 5 National agent and received numerous awards from the leading carriers including: Met Life, John Hancock, and Genworth. I also have 4 major San Diego Credit Unions that endorse me at their dedicated long term care specialist”, Steve adds.
Nationwide about half of all nursing home residents are on Medicaid. In California, we call it Medi‐Cal and the percentage of nursing home residents on Medi‐Cal is closer to 60%! Let’s keep in mind what this means. In order for one to qualify for Medi‐Cal you have to spend down all your “countable” assets down […]
As of January 1, 2010, there is a new way to pay your long term care premiums with tax-free withdrawals from Non-Qualified Annuities. The Pension Protection Act went into effect 1/1/2010 and provides yet another incentive from the government to encourage citizens to protect themselves against the devastating effects of a long term care situation. […]
As long term care insurance gains more traction as a critical component of everyone’s retirement planning, more and more employers and associations are offering group long term care insurance to their employees and members. Unfortunately, most people just assume a group plan is better than an individual plan. This is rooted in the concept that […]