Ronald Bachman, Author at Insurance Thought Leadership



Ronald Bachman

Ronald Bachman

Ronald E. Bachman has been at the center of U.S. health care transformation, advancing free market consumer-based solutions to lower the number of uninsureds, improve mental health coverage, develop the concept of consumer-centric Medicare and Medicaid, and advance employer introductions of healthcare consumerism. Currently he is the President and CEO of Healthcare Visions, a thought leadership firm dedicated to advancing ideas and policy initiatives that are impacting the U.S. health care market.

Bachman is also a Senior Fellow of the National Center for Policy Analysis, the Wye River Group on Health, and the Georgia Public Policy Foundation (GPPF). As an actuary, he has extensive experience in healthcare strategy for payers, providers and employers. Ron is Chairman of the Editorial Advisory Board for Filed Media and the Institute for Healthcare Consumerism.  Bachman is also on boards for Skyland Trail, Bryan University, the Georgia Charity Care Network, HINRI Labs, and Jacobs Ladder Autism Center.

Formerly, Bachman was a principle with PricewaterhouseCoopers, where he consulted to a broad range of clients including: employers, HMOs, hospitals, physicians, indemnity carriers, BlueCross BlueShield plans, as well as State and Federal Agency clients.

Over the years Bachman has worked on health policy issues and market transformation ideas. He worked closely with the Bush White House and Treasury on the language and principles of the 2002 Health Reimbursement Arrangement (HRA) guidelines, provided policy input on Health Savings Accounts (HSA), and consulted with various government agencies on national health issues and legislative and regulatory proposals.

Working across the political aisle Ron has worked with the Carter Center, Senator Kennedy, and Senator Wellstone on mental health issues. He testified on over 30 states and before Congress in support of mental health parity. He has served as a designated expert on actuarial issues to the Centers for Medicare and Medicaid Services (CMS), the Congressional Budget Office (CBO), the Department of Labor (DOL), the National Institute of Mental Health (NIMH), the Substance Abuse and Mental Health Services Administration (SAMHSA), and several members of Congress. 

Ron is a graduate of Georgia Tech with a BS in Applied Mathematics and has a M.A.S. from Georgia State University. A sampling of his writings include: “Consumer-Driven Healthcare – The Future is Now”, “Giving Patients More Control”, “An Employer’s Guide to Patient-Directed Healthcare Benefits”, “An Employer’s Guide to Pharmaceutical Benefits”, “A Legislator’s Guide to Creating an HSA State”, “Lowering the Uninsured During an Economic Down Turn”, “An American Solution to Healthcare”, “Depression is Bottom Line Issue – If CEO’s Only Knew”, “Corporate Readiness for Healthcare Consumerism”, and “Web 2.0 and the Next Generation of Healthcare Consumerism.”

Recent Articles by Ronald Bachman

Healthcare: Need for Transparency

Health literacy and effective decision support tools are the “soft underbelly” of Healthcare Consumerism (HC). Creating smart patients lags behind the other building blocks of HC. If this area of current weakness is not resolved properly and/or if plan sponsors do not emphasize and support health literacy in materials and actions, HC may fail. To […]

Health Consumerism, Stress Management

A major part of Healthcare Consumerism (HC) is related to stress and depression in the workplace. Stress and depression costs (including co-morbid costs) for U.S. businesses are over $200 billion per year according to a 2015 study by the Journal of Clinical Psychiatry. Recognition of the need for stress management can link healthcare, consumerism, and […]

Private Exchanges May Be the Free Market Solution to Cost Control and Healthcare Consumerism

While the Patient Protection and Affordable Care Act (PPACA) is sometimes shortened to the “Affordable Care Act” or ACA, the act has few features that will make insurance more affordable.  Government studies and industry experts have indicated that strict coverage mandates, limited premium classifications, community rating, added benefits, single risk pools, and price compression will […]

Medicaid Expansion – A Hand Up Or A Handcuff?

Medicaid has several components, but at its core it is a health insurance program for the poor. States can differ, but most provide for those below the poverty level. Federal health reform requires expanding Medicaid to those earning up to 138% of the poverty level (about $25,000 for a family of 3). The U.S. Supreme […]

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