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COVID: U.K. Financial Authority Response

SUMMARY In the U.K., separate regulatory bodies are accountable to supervise prudential matters (solvency) and consumer protection (conduct). The Financial Conduct Authority (FCA) recently took several actions with respect to consumer protection in the context of COVID-19 using different tools than those available to U.S. insurance regulators. Resolution of Business Income Coverage Disputes The FCA […]


How to Train Remote Workers as Teams

With COVID-19 disrupting business, most employees in the insurance and insurtech industries have been forced to work from home. We are on week 12 of having most of our employees working remotely.  Working from home has its challenges on the best of days. Now throw in your partner working beside you and perhaps add some […]


Addressing the Rise in Topical Prescriptions

Across the country, healthcare providers are shifting their prescribing practices in response to the opioid epidemic. According to IQVIA Institute’s Medicine Use and Spending in the U.S. — A Review of 2018 and Outlook for 2023, prescription opioid volume declined 43%, from 246 billion morphine milligram equivalents in 2011 to 141 billion in 2018. Many factors […]


Key Advantage in Property Underwriting

In the real estate market, it is often said that the three most important factors are location, location and location. For underwriting, it is essential to also have data on many specific characteristics of the property such as square footage, exterior and interior building materials, roof shape, foundation type and size, the presence of pools […]


Tech Lets Freight Adjust to Pandemic

Frontline healthcare workers are relieved when critical PPE arrives on site, and families are grateful to find store shelves restocked with toilet paper and disinfectant. With essential supplies in-hand, what these folks often don’t recognize, however, are the heroic efforts taking place behind the scenes to deliver these products to market. In the face of […]